To be eligible for a loan
You must have a job,
You must have direct deposit pay,
You must have access to your online banking.
Alpha Loans is NOT a payday lender. All of our loans carry a term EXCEEDING 62 days with an APR of 29% interest. Therefore, Alpha Loans is NOT REQUIRED to obtain a lending license to lend in CANADA. Some brokerage fees and admin fees might be added to the instalments. Please read your contract carefully.