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Alpha Loans

Island Living, Island Lending: PEI Loans with a Personal Touch

No Paperwork, No Credit Check

We understand life on Prince Edward Island has its own gentle rhythm. Alpha Loans offers a helping hand when unexpected needs arise – no credit check anxieties needed.

easy steps, NO CREDIT CHECK

01

Complete the Online Loan Application

It takes just a few seconds to complete our online form.

02

Instant Bank Verification (IBV)

Skip the paperwork. We verify your details instantly using IBV technology.

03

Get Your Money Fast

Congrats, you're approved! We offer rapid direct deposits to meet your immediate cash needs.

Easy Application

Fill out our online form in a few seconds.

Instant Verification

With our IBV technology, there’s no need to send any paperwork.

Fast Funds Deposit

We provide quick daytime deposits to address your immediate cash needs.

Easy Application

Your Island, Your Path

Need a financial bridge on PEI? Alpha Loans has you covered. Our simple, no-credit-check loans mean swift approvals and same-day deposits, getting you back to what matters most on the Island.

A happy canadian woman after getting a quick loan without credit check
Prince Edward Island

Why Choose Alpha Loans on PEI?

  • Your PEI Partners: We understand the challenges and joys of living on PEI. Consider us a friendly resource in your corner.
  • Building Brighter Futures: Forget stressful credit checks. We support Islanders in managing finances to build towards their dreams.
  • Unrushed and Understanding: Our process is as easy as an Island breeze, ensuring a stress-free financial journey.
  • Good Neighbor Guarantee: Your privacy is safe with us. We offer reliable, respectful service the « Island Way. »

LOAN CALCULATOR

AMOUNT TO BE PAID
Everyweek
$62

by payment for approximately 147 days

Every two weeks
$106

by payment for approximately 168 days

Monthly
$246

by payment for approximately 183 days

AMOUNT TO BE PAID
Everyweek
$68

by payment for approximately 147 days

Every two weeks
$120

by payment for approximately 168 days

Monthly
$272

by payment for approximately 183 days

AMOUNT TO BE PAID
Everyweek
$80

by payment for approximately 147 days

Every two weeks
$137

by payment for approximately 168 days

Monthly
$292

by payment for approximately 183 days

AMOUNT TO BE PAID
Everyweek
$85

by payment for approximately 147 days

Every two weeks
$152

by payment for approximately 168 days

Monthly
$304

by payment for approximately 183 days

Apply Today

Get Your Loan Today!

Don’t let surprises rock your boat on PEI. Alpha Loans offers a simple solution. Apply today and experience the difference of understanding, Island-style lending!

FAQ

Absolutely! Apply online with Alpha Loans and get the money you need in minutes. Our service is prompt, reliable, and free from hidden fees.

Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved.

You can apply for one loan at a time. We adhere to responsible lending practices to protect you from further debt.

Alpha Loans is your go-to for fast cash loans in Canada. Even with poor credit or irregular income, you can still get approved.

We partner with top financial institutions to offer a competitive annual rate of 23.99%.

If you borrow $750, you can repay it in 10 payments of $120. Note: This example assumes full repayment according to the agreed schedule.

A $60 fee will be charged for bounced pre-authorized payments. Always ensure you have sufficient funds to avoid extra charges.

Please read the loan agreement carefully for all terms and conditions.

Loan renewal is not automatic and requires a new application and approval.

Your repayments will be spread over a set period, ranging from three to six months, depending on your loan amount.

We abide by Canadian lending standards. Defaulting may lead to legal fees and affect your credit rating.

A payday loan is a short-term loan based on your next paycheck. It’s a quick solution for temporary financial difficulties. Please not that Alpha Loans is not a payday lender.

HAVE A QUESTION OR A CONCERN? FEEL FREE TO CONTACT US!

Alpha Loans operates with complete transparency and compliance with Canadian regulations. We’re not required to obtain a lending license. Brokerage and admin fees may be added to the installments. Always make sure to read your contract thoroughly.

Eligibility Criteria

To be eligible for a loan

  • You must have a job,
  • You must have direct deposit pay,
  • You must have access to your online banking.

 

Alpha Loans is NOT a payday lender. Our loans carry a term EXCEEDING 62 days with an APR of 29% interest. Therefore, Alpha Loans is NOT REQUIRED to obtain a lending license in CANADA. Some brokerage fees and admin fees might be added to the installments. Please read your contract carefully.