Fast and Easy Paperless Loan Process

You might assume a high credit score is necessary to qualify for a loan, but this is only sometimes the case.

For instance, a low credit score will ensure you get a loan from Alpha Loans. We are sensitive to the fact that life is unpredictable and that bad things can happen to good people, even if they have good credit. Therefore, we look more at your current ability to repay the loan than at your credit history.

You are limited to applying for a single loan at a time. Legitimate loan companies like Alpha Loans will adhere to these rules because they protect borrowers from getting deeper into debt.

Be wary of any lender who gives you a second loan. Lender preys on those needing financial aid and may be exploitative of your emergency.

Before applying for a loan, you should investigate the lender to ensure they are legitimate and in compliance with all laws and standards in the province in which they operate.

Alpha Loans is the most convenient place online to get a loan. Our reputation as a reliable Canadian lender means you can rest assured that applying for and receiving one of our is a simple and stress-free process.

You can still apply and get funded with us even if you have a poor credit history or regular employment income. It’s just one more way we go out of our way to ensure Canadians from all walks of life can get the money they need when they need it.

We work with the best financial institutions to offer you an annual interest rate of 23.99%.

Of course, if you need a withdrawal from your $750 facility, our team will ensure that the money is deposited directly into your account before the end of the day. Once you have received your loan, you will be able to pay it back in 10 payments of $120.
This information is given for example purposes only and assumes that the withdrawal made is repaid in full according to the agreed upon amortization schedule, without any new withdrawals or re-borrowing being made before the full repayment.
The above example considers a weekly membership fee of $20, which must be paid by the client as long as there is a balance owing on the credit facility.

The amount of the membership fees is subject to change at any time and Instant Loan reserves the right to modify the fees, their allocation, calculation and the terms and conditions of any new facility granted.

The above example does not include any administration fees, deferral fees, fees for drawdowns refused by your financial institution, re-borrowing fees, maintenance fees or other fees that may be imposed in connection with the occurrence of a default or your management and use of your facility.