Alpha Loans
We understand life on Prince Edward Island has its own gentle rhythm. Alpha Loans offers a helping hand when unexpected needs arise – no credit check anxieties needed.
It takes just a few seconds to complete our online form.
Skip the paperwork. We verify your details instantly using IBV technology.
Congrats, you're approved! We offer rapid direct deposits to meet your immediate cash needs.
Fill out our online form in a few seconds.
With our IBV technology, there’s no need to send any paperwork.
We provide quick daytime deposits to address your immediate cash needs.
Easy Application
Need a financial bridge on PEI? Alpha Loans has you covered. Our simple, no-credit-check loans mean swift approvals and same-day deposits, getting you back to what matters most on the Island.
by payment for approximately 147 days
by payment for approximately 168 days
by payment for approximately 183 days
by payment for approximately 147 days
by payment for approximately 168 days
by payment for approximately 183 days
by payment for approximately 147 days
by payment for approximately 168 days
by payment for approximately 183 days
by payment for approximately 147 days
by payment for approximately 168 days
by payment for approximately 183 days
Apply Today
Absolutely! Apply online with Alpha Loans and get the money you need in minutes. Our service is prompt, reliable, and free from hidden fees.
Don’t worry about your credit history. We focus on your current ability to repay the loan, making it easy for people with bad credit to get approved.
You can apply for one loan at a time. We adhere to responsible lending practices to protect you from further debt.
Alpha Loans is your go-to for fast cash loans in Canada. Even with poor credit or irregular income, you can still get approved.
We partner with top financial institutions to offer a competitive annual rate of 23.99%.
If you borrow $750, you can repay it in 10 payments of $120. Note: This example assumes full repayment according to the agreed schedule.
A $60 fee will be charged for bounced pre-authorized payments. Always ensure you have sufficient funds to avoid extra charges.
Please read the loan agreement carefully for all terms and conditions.
Loan renewal is not automatic and requires a new application and approval.
Your repayments will be spread over a set period, ranging from three to six months, depending on your loan amount.
We abide by Canadian lending standards. Defaulting may lead to legal fees and affect your credit rating.
A payday loan is a short-term loan based on your next paycheck. It’s a quick solution for temporary financial difficulties. Please not that Alpha Loans is not a payday lender.
Alpha Loans operates with complete transparency and compliance with Canadian regulations. We’re not required to obtain a lending license. Brokerage and admin fees may be added to the installments. Always make sure to read your contract thoroughly.
To be eligible for a loan
Alpha Loans is NOT a payday lender. Our loans carry a term EXCEEDING 62 days with an APR of 29% interest. Therefore, Alpha Loans is NOT REQUIRED to obtain a lending license in CANADA. Some brokerage fees and admin fees might be added to the installments. Please read your contract carefully.
***We will send your application to several partner lenders or approve it internally for a loan. You will have news within the next few hours. Please make sure to check your spam inbox as your pre-approvals might land there.
